:root{--navy:#122c44;--gold:#aa7d36;--ink:#203749;--muted:#617180;--line:#dce3e6;--paper:#f5f7f7}*{box-sizing:border-box}body{margin:0;color:var(--ink);background:var(--paper);font:15px/1.5 system-ui,-apple-system,Segoe UI,sans-serif}header{background:white;border-bottom:1px solid var(--line);padding:22px 4%;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:14px}.brand strong{font-size:12px;letter-spacing:1.5px}.brand small{display:block;color:var(--gold)}.mark{font:bold 24px Georgia;color:white;background:var(--navy);padding:12px;border-bottom:3px solid var(--gold)}button,select,input,textarea{font:inherit}button{cursor:pointer;background:white;border:1px solid #bdc9d0;border-radius:6px;padding:9px 13px;color:var(--navy)}button:hover{background:#edf1f3}button.primary{background:var(--navy);color:white}.actions{display:flex;gap:8px;flex-wrap:wrap}main{max-width:1440px;margin:auto;padding:40px 4%}.intro{display:flex;justify-content:space-between;gap:25px;align-items:center;margin-bottom:25px}.eyebrow{font-size:11px;font-weight:700;letter-spacing:2px;color:var(--gold)}h1{font:46px/1.13 Georgia,serif;margin:12px 0}h1 em{font-style:normal;color:var(--gold)}p{color:var(--muted);margin:8px 0}h2{font-size:22px;margin:0}.period{background:var(--navy);color:white;border-radius:12px;padding:23px 30px;min-width:235px}.period div{display:flex;align-items:center;gap:12px;margin:8px 0}.period input{width:85px;background:#294257;color:white;font-size:34px;padding:3px 10px;border-color:#597083}.period small{color:#c5d0d7}label{display:block;font-size:12px;font-weight:600;color:var(--muted)}input,select,textarea{border:1px solid #cad4da;background:white;border-radius:5px;padding:9px;color:var(--ink);width:100%;margin-top:5px;min-width:0}input:focus,select:focus,textarea:focus{outline:2px solid #c8a467}.meta{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.sample{font-size:11px;color:#795920;background:#f7efde;border:1px solid #e9d8b7;border-radius:5px;padding:10px 14px;margin:20px 0}.sectionhead{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:28px 0 16px}.sectionhead p{font-size:13px}.baseline{min-width:170px}.cards{display:grid;grid-template-columns:repeat(var(--count),minmax(0,1fr));gap:16px}.card{background:white;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:9px;overflow:hidden}.cardtop{padding:20px;border-bottom:1px solid var(--line);min-height:128px}.option{font-size:10px;letter-spacing:1.5px;font-weight:700;color:var(--accent)}.card h3{font-size:20px;margin:7px 0}.terms{font-size:12px;color:var(--muted)}.metric{padding:18px 20px}.metric+.metric{border-top:1px solid #eef1f3}.metric .label{font-size:12px;color:var(--muted);display:block}.metric strong{display:block;font-size:30px;letter-spacing:-1px;font-weight:650;margin:4px 0}.metric .diff{font-size:11px;color:#4f6473}.metric.cost{background:#f1f5f6}.bar{height:5px;background:#dfe8ed;border-radius:5px;margin-top:14px}.bar i{display:block;background:var(--accent);height:100%;border-radius:5px}.explain{margin:20px 0;padding:17px 20px;border-left:3px solid var(--gold);background:#eeefea}.explain strong{font-size:13px}.explain p{font-size:12px}.tablewrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:13px;background:white}th,td{padding:12px 16px;border-bottom:1px solid var(--line);text-align:right}th:first-child,td:first-child{text-align:left;min-width:190px}thead{background:var(--navy);color:white}.emphasis{font-weight:700;background:#edf2f4}.notes{margin:28px 0}textarea{min-height:85px}.details,details{margin-top:30px}summary{cursor:pointer;font-weight:650;padding:16px;background:white;border:1px solid var(--line)}footer{font-size:11px;color:var(--muted);margin-top:30px;padding-top:20px;border-top:1px solid var(--line)}#status{display:block;margin-top:8px}#editor{background:#eaf0f3;padding:22px;border-radius:10px;margin-top:20px}#editor .sectionhead{margin-top:0}#tabs{display:flex;gap:8px;margin-bottom:20px;flex-wrap:wrap}#tabs .active{background:var(--navy);color:white}.fields{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.subhead{display:flex;justify-content:space-between;align-items:center;margin:22px 0 10px}#form table input,#form table select{padding:6px;font-size:12px}#form td{padding:5px;min-width:100px}#form td:first-child{min-width:150px}.hint{font-size:12px;color:var(--muted)}.warning{color:#9e392c;background:#fff0ed;padding:12px;margin-top:12px}.feeReport{margin-top:25px}.feeReport h3{margin-bottom:8px}[hidden]{display:none!important}@media(max-width:1000px){header{align-items:flex-start;flex-direction:column}.cards{grid-template-columns:repeat(2,1fr)}.fields{grid-template-columns:repeat(2,1fr)}.metric strong{font-size:28px}}@media(max-width:600px){main{padding:25px 5%}.intro{align-items:stretch;flex-direction:column}h1{font-size:38px}.meta{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr}.sectionhead{align-items:flex-start;flex-direction:column}.cardtop{min-height:0}.actions button{font-size:12px}}@media print{@page{size:landscape;margin:10mm}body{background:white;font-size:11px}header{padding:0 0 12px}.actions,#editor,.sample,.baseline,#status{display:none!important}main{padding:15px 0}.intro{margin-bottom:10px}h1{font-size:29px}.intro p{font-size:11px}.period{padding:10px 20px;min-width:190px}.period input{font-size:25px}.meta input,textarea{border:0;padding:0;background:transparent}.cards{grid-template-columns:repeat(var(--count),minmax(0,1fr));gap:10px}.metric{padding:12px}.metric strong{font-size:25px}.cardtop{padding:12px;min-height:90px}.card h3{font-size:16px}.card{break-inside:avoid}.details{break-before:page}.sectionhead{margin:15px 0}.explain{padding:10px}.notes{margin:15px 0}table{font-size:11px}th,td{padding:8px}tr{break-inside:avoid}summary{display:none}.feeReport{break-before:page}input::-webkit-inner-spin-button{display:none}*{-webkit-print-color-adjust:exact;print-color-adjust:exact}}

.period-setting{max-width:300px;margin:0 0 22px}.period-setting input{display:block;width:95px}.period-setting small{display:block;font-weight:400;margin-top:6px}.explain{background:transparent;border-left:0;padding:8px 0;margin:8px 0}.explain strong{font-size:12px;color:var(--muted)}

.points-summary{margin-top:14px;padding:12px 15px;background:white;border-left:3px solid var(--gold);font-size:13px}#editor{scroll-margin-top:20px}

.tax-input{padding:12px;background:#fff;border:1px solid var(--line);border-radius:6px}.tax-input label+label{margin-top:8px}.tax-input small{display:block;color:var(--muted);margin-top:8px;font-size:11px}

.copy-controls{display:flex;align-items:flex-end;gap:12px;flex-wrap:wrap;margin:0 0 15px;padding:16px;background:#fff;border:1px solid var(--line);border-radius:6px}.copy-controls label{flex:1;min-width:200px}.copy-controls p{flex-basis:100%;margin:0}.copy-feedback:empty{display:none}.copy-feedback{padding:10px 14px;margin-bottom:16px;background:#e0efea;color:#215849;font-size:13px}button:disabled{cursor:default;opacity:.5}

.template-panel{margin:24px 0;padding:18px;background:#fff;border:1px solid var(--line);border-radius:8px}.template-heading{display:flex;justify-content:space-between;gap:12px;margin-bottom:12px}.template-heading span{font-size:12px;color:var(--muted)}.template-controls{display:flex;gap:10px;align-items:flex-end;flex-wrap:wrap;margin-bottom:12px}.template-controls label{flex:1;min-width:220px}.template-preview,.template-manage{margin:12px 0}.template-panel summary{padding:9px 0;border:0;font-size:13px}.template-preview ul{list-style:none;padding:0;margin:8px 0;max-height:240px;overflow:auto}.template-preview li{display:flex;justify-content:space-between;gap:16px;font-size:12px;padding:6px;border-bottom:1px solid var(--line)}.template-preview span{color:var(--muted);text-align:right}.template-status{font-size:13px;color:#215849;margin:10px 0 0}.template-status:empty{display:none}

.le-section th{background:#e8f1f2;color:#194f55;text-align:left;padding:12px;font-weight:700;}

#templateEditor{width:min(1280px,96vw);max-width:none;max-height:94vh;padding:0;border:1px solid var(--line);border-radius:14px;color:var(--ink);background:#f5f7f7}
#templateEditor::backdrop{background:rgb(12 30 44 / 65%)}
.te-header{padding:22px 26px;background:white;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:20px}.te-header p{font-size:13px}
.te-layout{display:grid;grid-template-columns:250px minmax(0,1fr)}.te-sidebar{padding:20px;background:#edf2f4;border-right:1px solid var(--line)}.te-sidebar>button{display:block;width:100%;margin-bottom:9px;text-align:left;font-size:13px}.te-sidebar h3{font-size:12px;text-transform:uppercase;letter-spacing:1px;margin:28px 0 12px}.te-list-item{display:block;text-align:left;width:100%;margin-bottom:8px;overflow-wrap:anywhere}.te-list-item.active{border:2px solid #267d83;background:#e1eeee}.te-list-item small{display:block;font-size:11px;color:var(--muted)}.te-backup{margin-top:28px;border-top:1px solid #cad4da;padding-top:16px}.te-backup button{font-size:12px;padding:7px;margin:0 3px 6px 0}
.te-main{min-width:0;padding:24px}.te-name{display:flex;align-items:center;gap:20px}.te-name label{flex:1;font-size:13px}.te-name input{font-size:20px;font-weight:600}.te-name span{color:var(--muted);font-size:12px}
.te-section{margin-top:24px;background:white;border:1px solid var(--line);border-radius:9px;overflow:hidden}.te-section-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 16px;background:#e8f1f2}.te-section-head h3{font-size:15px;margin:0}.te-section-head h3 span{color:#267d83;margin-right:5px}.te-section-head button{font-size:12px;white-space:nowrap}.te-fee{padding:14px 16px;border-top:1px solid var(--line)}.te-fee-main{display:grid;grid-template-columns:minmax(150px,1.6fr) 105px minmax(150px,1.2fr) auto;gap:12px;align-items:end}.te-fee-main input,.te-fee-main select{font-size:13px}.te-remove{font-size:12px;margin-bottom:1px;padding:9px;color:#8c3d32}.te-formula{font-size:12px;color:#267d83;margin:8px 0 0}.te-empty{padding:12px 16px;font-size:12px}.te-advanced{margin:8px 0 0}.te-advanced summary{border:0;padding:4px 0;font-size:11px;color:var(--muted);font-weight:400}.te-advanced-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:12px;background:#f5f7f7}.te-advanced-fields select{font-size:12px}.te-footer{position:sticky;bottom:0;margin-top:24px;padding:14px 0;background:#f5f7f7;border-top:1px solid var(--line)}#teStatus{font-size:13px;color:#215849;margin:0 0 8px}#teStatus:empty{display:none}#templateEditor input[readonly]{background:#edf2f4}
@media(max-width:850px){.te-layout{grid-template-columns:1fr}.te-sidebar{border-right:0;border-bottom:1px solid var(--line)}.te-sidebar>button{display:inline-block;width:auto;margin-right:8px}#teList{display:flex;flex-wrap:wrap;gap:8px}.te-list-item{width:auto}.te-backup{margin-top:12px}.te-fee-main{grid-template-columns:minmax(0,1fr) 100px}.te-main{padding:16px}.te-header{padding:16px}.te-name span{display:none}}
@media print{#templateEditor{display:none!important}}

.template-status:not(:empty){background:#e0efea;border-left:4px solid #267d83;padding:12px 14px;border-radius:4px;font-weight:600;}

.print-only{display:none}
.fee-comparison{margin-top:16px}.fee-comparison table{table-layout:fixed;min-width:640px}.fee-comparison th:first-child,.fee-comparison td:first-child{width:32%;overflow-wrap:anywhere}.fee-comparison td small{display:block;color:var(--muted)}.fee-comparison thead th{overflow-wrap:anywhere}
@media print{
 @page{size:letter landscape;margin:9mm}
 body{font-size:10px;line-height:1.25}
 header{padding:0 0 6px;flex-direction:row}
 .mark{padding:6px;font-size:20px}.brand strong{font-size:10px}
 main{padding:8px 0;max-width:none}
 .intro{margin-bottom:8px}.intro .eyebrow,.intro p{display:none}
 h1{font-size:23px;margin:0}h1 br{display:none}h1 em:before{content:' '}
 .meta{grid-template-columns:repeat(4,1fr);gap:10px}
 .meta label{font-size:9px}.meta input,.meta select{font-size:11px;border:0;padding:0;margin-top:3px;background:transparent;appearance:none}
 .sectionhead{margin:10px 0 6px;flex-direction:row}.sectionhead h2,h2{font-size:15px}.sectionhead p{display:none}
 .cards{gap:8px}.cardtop{padding:8px;min-height:65px}.card h3{font-size:14px;margin:4px 0}.terms{font-size:10px}.option{font-size:8px}
 .metric{padding:7px 8px}.metric strong{font-size:22px;margin:2px 0}.metric .label{font-size:10px}.metric .diff{font-size:9px}
 .details{break-before:auto;margin-top:10px}.tablewrap{overflow:visible}
 table{font-size:10px;table-layout:fixed}th,td{padding:4px 7px;overflow-wrap:anywhere}th:first-child,td:first-child{width:34%;min-width:0}
 .hint{font-size:9px;margin:4px 0}.notes{margin:8px 0}.notes label{font-size:10px}textarea{font-size:10px;min-height:30px;height:30px;resize:none}
 #feesDetail{display:none!important}
 #printFees{display:block;break-before:page;margin:0;padding:0}
 #printFees h2{margin:0 0 3px}#printFees>p{font-size:9px;margin:3px 0 6px}
 #printFees table{font-size:9px;line-height:1.15}#printFees th,#printFees td{padding:3px 6px}
 #printFees .le-section th{padding:4px 6px;font-size:9px}
 #printFees small{font-size:8px}thead{display:table-header-group}tr{break-inside:avoid}
 footer{font-size:8px;margin-top:7px;padding-top:6px;break-inside:avoid}
}

.output-notice{padding:12px 4%;margin:0;background:#fff4d9;color:#503b17;border-bottom:1px solid #d9c28d}
#saveComparisonDialog{width:min(620px,94vw);max-height:90vh;overflow:auto;padding:26px;border:1px solid var(--line);border-radius:10px;color:var(--ink)}
#saveComparisonDialog::backdrop{background:rgb(12 30 44 / 65%)}
#saveComparisonDialog details{margin:20px 0}#saveComparisonDialog summary{cursor:pointer}
.download-button{display:inline-block;padding:12px 16px;margin:12px 0;background:var(--navy);color:white;border-radius:6px;text-decoration:none}
@media print{#saveComparisonDialog,.output-notice{display:none!important}}
.product-name{display:block;font:26px/1.1 Georgia,serif;color:var(--navy);margin-bottom:4px}.product-name em{font-style:normal;color:var(--gold)}
@media print{.product-name{font-size:19px;margin-bottom:2px}}

#comparisonSetup{width:min(600px,94vw);max-height:92vh;overflow:auto;border:1px solid var(--line);border-radius:12px;padding:28px;color:var(--ink)}#comparisonSetup::backdrop{background:rgb(12 30 44 / 65%)}#comparisonSetup label{margin-top:14px}#comparisonSetup h2{margin-top:6px}#comparisonSetup p{font-size:13px}.setup-name{display:flex;align-items:end;gap:12px}.setup-name label{flex:1}.setup-name button{margin-bottom:1px}#setupAdd{margin-top:14px}#setupError{color:#9e392c}#comparisonSetup .actions{margin-top:20px}@media print{#comparisonSetup{display:none!important}}

.field-heading{grid-column:1/-1;margin:14px 0 0;font-size:17px;color:var(--navy)}#guideNav{background:white;padding:16px;border:1px solid var(--line);border-radius:8px;margin-bottom:16px}.guide-heading{display:flex;justify-content:space-between;gap:12px;margin-bottom:10px}.guide-heading span{font-size:12px}.guide-buttons{display:flex;flex-wrap:wrap;gap:8px}.guide-buttons button{font-size:12px}#guideNext{margin-left:auto;font-weight:700}

.shared-expenses{margin:0 0 20px;padding:18px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:8px}
.shared-heading h3{margin:0;color:var(--navy);font-size:19px}.shared-heading p{font-size:12px;margin:4px 0 15px}
.shared-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.expense-override{padding:5px 0 9px;font-size:11px;color:var(--muted)}.expense-override button{padding:4px 7px;font-size:11px;margin-left:5px;color:#175e65}
@media(max-width:1000px){.shared-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.shared-grid{grid-template-columns:1fr}}
@media print{.shared-expenses{display:none!important}}

.setup-property{margin:20px 0 8px;padding:15px;border:1px solid var(--line);border-radius:8px;background:#f8fafb}.setup-property legend{font-weight:700;color:var(--navy);padding:0 6px}.setup-property p{margin:0 0 8px}.setup-property-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 15px}.setup-property-grid label{margin-top:8px!important}@media(max-width:600px){.setup-property-grid{grid-template-columns:1fr}}
/* On-screen client preview: retain the normal comparison and PDF print output. */
body.client-preview header .actions button:not(#clientPreview):not(#print),body.client-preview header .actions input,
body.client-preview #editor,body.client-preview #sample,
body.client-preview .baseline,body.client-preview #feesDetail,
body.client-preview #status {display:none!important}
body.client-preview header .actions #clientPreview{background:var(--navy);color:#fff}
body.client-preview .meta input,body.client-preview .meta select,
body.client-preview .notes textarea{pointer-events:none;background:transparent;border:0;padding-left:0;appearance:none}
body.client-preview .notes textarea{resize:none}
@media print{body.client-preview header .actions{display:none!important}}
